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10 Personal Finance Books By Women

Written by Millennial In debt on October 12, 2021
FTC: This post is not sponsored. All thoughts and weird opinions are my own. Links may be affiliate links that I would earn a small commission from. I would never suggest anything I didn't use/ truly believe in !
DISCLAIMER: I am a full-time employee of a fintech company, and the content and views expressed here are entirely my own and do not reflect those of my employer.

If you're new to these here parts then you aren't aware just how voracious of a reader I am. When I learn something new my first instinct is to go read up about it even more.

When I started on my personal finance journey, personal finance books were a huge part of my journey to increasing my financial literacy and building wealth for myself and generations to come.

It was no shock to me- ( though that in itself is a sad statement ) - that a majority of the reading material I was finding was written by men. It wasn't their writing styles that turned me off, in fact many of the books were written well. It wasn't that the advice was unhelpful or dated- though some came off a bit more accusatory than I liked.

What I found to be my biggest problem with the material on hand, was just how difficult it was for me to find financial literature from people who looked and sounded like me. People who faced similar financial experiences, and issues that I would face.

I like to think I started my personal finance journey back in 2013, when I was a doe eyed naiive 25 year old with big dreams of moving into her first home, compounded with even bigger student loan debt hidden in plain sight.

Eight years later, the game has changed and I am so proud and honored to bring you this collective list of 10 personal finance books written by women (many of which are women of color- BONUS for me!)

I hope you enjoy the list and find these books to be helpful in your personal finance journey just as they have been in mine.

personal finance books by women

10 Personal Finance Books By Women

personal finance books by women

1. We Should All Be Millionaires: A Woman's Guide To Earning More, Building Wealth, and Gaining Economic Power- Rachel Rodgers

I read this book earlier in the year when it first came out and it is hands down my favorite personal finance book this year. Rachel really spoke to my whole damn soul when discussing broke ass decisions and how to avoid making them.

It's a personal tale on her growth, focused in on her navigating finances. It was truly a breath of fresh air and I highly highly recommend.

2. Clever Girl Finance: Grow Your Money Learn How Investing Works - Bola Sokubi

personal finance books by women

Clever Girl Finance was one of the first personal finance pages I followed, and started learning from someone who looked like me. Bola has a great way of explaining information without making it feel shameful or overwhelming. This is one of three books that have been released under Clever Girl Finance.

This particular text I enjoy the most because it focuses in on simplifying the crazy confusing jargon often associated with investing in the stock market.

So if you find yourself ready to invest but don't know where to start I highly suggest starting your investing journey here!

personal finance books by women

3. Broke Millennial: Stop Scraping By And Get Your Financial Life Together- Erin Lowry

To say I'm a fan of Erin's work/ writing would be a huge understatement. The Broke Millennial trifecta started off with this text right here!

This text really speaks to millennials and Gen Z clearly without confusion and helps set up a plan! I love being able to take action when I read something, and the Broke Millennial helps you do just that.

Once you get through this gem, you can also head into Broke Millennial takes on Investing, and Broke Millennial Talks Money filled with financial advice and actionable steps.

personal finance books by women

4. Get Good With Money: 10 Simple Steps to Becoming Financially Whole- Tiffany Aliche

The Budgetnista's book is so badass ! This is another fairly new 2021 personal finance text that I was super excited to get my hands on. (I finished this book in 3 days y'all)

Tiffany stays true to her word when she says simple steps- she truly means simple steps that any one can take/ start at any moment.

This is one of the things I appreciate so much. Even though I am no longer a beginner when it comes to personal finance and financial literacy there is always something left to learn.

Get Good with money doesn't position itself as a know it all text, and I admire Tiffany Aliche for always keeping personal finance accessible to the masses. There's no complicated jargon here and I love that for personal finance enthusiasts of all levels.

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personal finance books by women

5. When She Makes More: 10 Rules For Breadwinning Women - Farnoosh Torabi

This text helps navigate uncomfortable / difficult conversations with a significant other when it comes to money/ finances. As someone who is constantly thinking about money and how it could potentially affect my life with my significant partner- this text came to my attention right on time.

Even if you aren't currently in a relationship / or actively seeking a relationship this is a great read to help you prepare for those conversations at every level of your relationship.

personal finance books by women

6. Get A Financial Life: Personal Finance In Your 20s and 30s- Beth Kobliner

This book is made for us millennial/ gen Z folk. Reason: It focuses on financial circumstances specific to our 20's and 30s (duh of course as the title suggests). This was one of the firs personal finance books I read that focused in on navigating life with student loan debt!

All of the taboo money conversations we're afraid to have- this book dives in to them and really gave me the courage to speak more publicly amongst my friends and family re: money. It really doesn't have to be that difficult and this book reaffirms that idea.

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personal finance books by women

7. Real Money For Every Woman- How To win The Money Game With or Without A man- Patrice C. Washington

Yes... I must admit that I was drawn to this book immediately because of the title. At the time, I was single and really just focused in on getting wealthy AF so I could be the rich auntie for all my friend's kids.

Although I am no longer a single pringle, my financial intentions are still the same thanks to "When She Makes More" and this gem right here. Though I never relied on a man for money, and don't plan on it (unless BAE hits the jackpot- then it's peace out work!) Patrice C. Washington gives practical and inspirational information on navigating your financial life in a patriarchal world. Generational wealth is the name of the game, and Patrice is showing us how to play !

personal finance books by women

8. You Are A Badass At Making Money- Jen Sincero

Can I tell you the truth real quick... I am not a fan of Jen Sincero's first book "You Are A Badass". I think that is because I am not a huge fan of the "self help" genre. However I am a huge fan of the variation "You Are A Badass At Making Money" because quite frankly... I am and I love the reassurance Jen offers about that in this book.

I like to operate on a millionaire mindset, and future millionaire... Jen is a big part of why I decided to speak life into that mindset wholeheartedly.

This is a mindful money practicing text that is not only motivational but helps keep you grounded on your money intentions. 10/10 would highly recommend!

personal finance books by women

9. On My Own 2 Feet- A Modern Girl's Guide To Personal Finance - Manisha Thakor and Sharon Kedar

I read this book at a time when I was facing some serious doubt about my abilities in the personal finance world. When you are unable to drown out all of the background noice, it can make it impossible to focus in on your finance goals.

On My Own Two Feet will help you "mind your money business" to keep your head in the game. The information is relevant (as I find many personal finance books can be outdated or regurgitating information that is not at all transformative).

If you're feeling lost in a sea of financial advice and need something clear cut with your life goals at the forefront of the plot... this is the text for you.

personal finance books by women

10. The 30 Day Money Cleanse- Ashley Feinstein Gerstley

Not only do I love Ashley as an influencer but she released this dope super millennial/ Gen Z friendly 30 day money cleanse.

Y'all know I love me a good actionable list (no pun intended) and Ashley provides a judgment free text that provides you with the knowledge and motivation you need to truly take control of your finances.

If you're someone who likes a little bit more hands on guidance that you can break up into accessible pieces this week by week playbook is the one for you!

Let me know which of these texts you found the most useful either down in the comments below (you can also tell me any other personal finance books by women are worth the read). You can drop your thoughts on Insta or Twitter too!

If you found this post to be useful, don't be shy! Share it with your friends, family, and nosey neighbors ! You can also join the future millionaire newsletter so you never miss a webinar, sale, or insider info again! Sign up here!

Until next time,

Hey there! I'm Melissa, co-founder of Trials n Tresses, natural hair and beauty lover, binge tv watcher and lover of life. When I am not creating content for TNT, I'm busy teaching the future of society.
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